Narendra Modi


On January 2, 2019, the -led central government has agreed to the ‘Scheme of Amalgamation’ to merge Bank of Baroda, Vijaya Bank and Dena Bank. Such a merger process was launched on September 17, 2018, but the Scheme of Amalgamation will be implemented on April 1, 2019.
Why are these types of banks merged?
To showcase our presence on a global level, to become even more powerful in finance. One of the important points to note here is why this exercise should be done to make it stronger. Because we are sensitive to the fact that we are not strong now, to get killed.
The status of the banks is not so good as many people like Nirav Modi and Mallya have not repaid the money they have to pay to the banks. Such mergers are not the only ones in India if they look to that, most of the countries in Europe are usually left with the merger of banks. It is a natural act to merge the bank with an unsecured bank into a powerful bank. Instead of closing a bank that is not viable by such a process, it is a helping hand to the employees and consumers in the old system with a new name rather than the new system. The total turnover of these three banks is now around Rs 15 lakh crore. The bank will also be the third largest bank in India.
The Bank is called Transfer Bank, which transfers both its deposit and debt. The bank is called Transferi Bank, as it receives this. Vijaya Bank and Dena Bank are transferring their business to Bank of Baroda Bank so that they can be called Transfer Bank. Bank of Baroda accepts this as a trans ferry bank.
If you have been practicing this day indirectly because of the previous RBI chief, Raghurama Rajan, what the central government has given you green is that the answer to your question is that Andi again pulled Rajan here.
As the Modi-Bharat Bharat campaign began, Rajan started the Clean Balance Sheet campaign in the financial sector and all readers of an eye in the financial sector were aware of it. Banks were classified as Non Performing Assets by Non-Performing Asset on their balance sheet, and were shown to be profitable in profits and loss statements this year. If P & L looks at the banks that are benefiting from the benefits, the balance sheet is telling another story, let’s look at a small example of this.
A bank announces its profit of Rs 200 crore in 2014, which is to say that the remaining loan amount is 100 crore in that year, such as Profit 250 in 2015, Non-Loaning Loans 150, and Profit 300 in 2016, with a cash loan of Rs 250 crore. Only P & L looks at 200 in 2014, 250 in 2015 and 300 crore in 2016, meaning that the net profit of the three years is 750 crore!
This is what the banks of our banks have been doing today, just as the Reserve Bank has said that we can deceive ourselves and spend the rest of your debt by paying you the bad debt and paying for your benefit. Let’s continue with the example.
The total three-year profit of Rs 750 crore, as stated by the Reserve Bank, is that the total three-year loan amount is Rs 650 crore and the net profit is Rs 100 crore in three years! Did you know the difference now ?!
With this strict action taken by the Reserve Bank, other banks in the world have fallen as far as Indian banks have been supposed to be. Its direct impact bank shares saw a huge drop in the market.
The biggest challenges in the face of the government are, that there is a lot of illness today, that the RBI has been diagnosed with a disease, which can be misleading the Government, against the government, and the misinformation of investments in India at the global level. But the decision taken by the Reserve Bank of India next year is very good. .
The situation in the RBI has led to the worsening of the situation in the banks of the RBI, with the government re-investing thousands of crores of rupees without fraud. The first exercise of the government to keep the confidence and confidence of consumers and investors to stop the crash was correct, with the merger process taking into account two steps taken by the government for the post-decline growth.
In this case, Vijaya Bank is the most healthier bank in these three banks. Its non-performing assets are only 6.9 per cent and Dena Bank is up 22 per cent. Thus, Dena Bank will not be lending to people. Bank of Baroda is also 12 percent higher. These banks are merged under the central government’s prompt curative action (PCA).
All this is right, what’s the strongest way to merge, and how to savings?
If all the banks deposited to be merged into the same plate, one bank lends several times to another bank. Also interest is the merger, the buy-in between these banks will be lost. You can borrow directly to the customer, and you can earn more interest. Dena Bank’s customers also get a loan.
Vijaya, Dena and Bank A in the same area


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